Life Insurance Review and Needs Analysis
Life insurance may be one of the most over-sold products in the history of man. An Apropos life insurance review and needs analysis offers the following benefits:
- An objective assessment of how much life insurance, if any, is needed
- Peace of mind that you will be directed to the most cost effective coverage available
We will query you in detail about your dependents, household income and expenses, tax situation, net worth, financial goals and retirement plans to gather all the information we need to determine how much life insurance you should have and how to cost effectively obtain the coverage you need.
The Deliverables for a life insurance review and needs analysis engagement include:
- An objective, written assessment of the suitability, cost effectiveness and “health” of any policy currently in place
- An objectively calculated target death benefit tailored to your specific needs
- A detailed written report specifying the recommended death benefit and, where appropriate, the recommended policy type, configuration and purchasing strategy
- Answers to all your questions about our recommendations
- Where appropriate, an ordered Action Plan to guide you through the process of obtaining policy quotes and making purchasing decisions
These deliverables will be thoroughly explained to you in a presentation meeting.
The amount of time we require to perform our review and analysis, and therefore the cost of this service to you, will vary depending on the complexity of your life insurance needs. You will be provided with a guaranteed fee estimate at the end of our complimentary Get Acquainted meeting.